|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST NATIONAL BANK |
| Address | 1890 NORTH RAILROAD AVE
ARCADIA, LA 71001 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 272 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,634,000 |
| Average Mortgage Loan Amount Applied For | $59,214 |
| Highest Mortgage Loan Amount Applied For | $1,484,000 |
| Average Applicant Income | $108,071 |
| Highest Applicant Income | $774,000 |
|
|
|
| Home Improvement |
44 | $1,281,000 |
$29,000 | $282,000 |
$73,000 | $240,000 |
| Home Purchase |
112 | $10,815,000 |
$96,000 | $1,484,000 |
$64,000 | $750,000 |
| Refinancing |
125 | $8,695,000 |
$69,000 | $452,000 |
$115,000 | $774,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $71,000 |
$71,000 | $71,000 |
$52,000 | $52,000 |
| Black or African American |
35 | $1,138,000 |
$32,000 | $220,000 |
$39,000 | $114,000 |
| Hispanic |
2 | $58,000 |
$29,000 | $47,000 |
$56,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
49 | $5,235,000 |
$106,000 | $1,484,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
194 | $14,289,000 |
$73,000 | $700,000 |
$119,000 | $774,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
281 | $20,791,000 |
$73,000 | $1,484,000 |
$88,000 | $774,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $241,000 |
$120,000 | $177,000 |
$40,000 | $43,000 |
| Application Denied By Financial Institution |
23 | $1,878,000 |
$81,000 | $700,000 |
$40,000 | $97,000 |
| Application Withdrawn By Applicant |
4 | $256,000 |
$64,000 | $180,000 |
$45,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
252 | $18,416,000 |
$73,000 | $1,484,000 |
$93,000 | $774,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $769,000 |
$48,000 | $220,000 |
$34,000 | $80,000 |
| Debt-To-Income Ratio |
7 | $1,109,000 |
$158,000 | $700,000 |
$54,000 | $97,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
