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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK CHATSWORTH
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK CHATSWORTH |
| Address | 701 N 3RD AVE
CHATSWORTH, GA 30705 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,739,000 |
| Average Mortgage Loan Amount Applied For | $179,500 |
| Highest Mortgage Loan Amount Applied For | $759,000 |
| Average Applicant Income | $181,125 |
| Highest Applicant Income | $592,000 |
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| Home Improvement |
8 | $375,000 |
$46,000 | $119,000 |
$60,000 | $132,000 |
| Home Purchase |
25 | $2,293,000 |
$91,000 | $513,000 |
$67,000 | $305,000 |
| Refinancing |
67 | $6,071,000 |
$90,000 | $759,000 |
$87,000 | $592,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $61,000 |
$61,000 | $61,000 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $453,000 |
$64,000 | $127,000 |
$153,000 | $305,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
92 | $8,225,000 |
$89,000 | $759,000 |
$75,000 | $592,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
100 | $8,739,000 |
$87,000 | $759,000 |
$79,000 | $592,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $172,000 |
$24,000 | $55,000 |
$14,000 | $39,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
93 | $8,567,000 |
$92,000 | $759,000 |
$84,000 | $592,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $18,000 |
$18,000 | $18,000 |
$39,000 | $39,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $129,000 |
$25,000 | $55,000 |
$9,000 | $32,000 |
| Debt-To-Income Ratio |
1 | $25,000 |
$25,000 | $25,000 |
$14,000 | $14,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK CHATSWORTH by:
Metropolitan Area And
County
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