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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK GREEN FORE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK GREEN FORE |
| Address | 100 FIRST NATIONAL AVE
GREEN FOREST, AR 72638 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 196 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,461,000 |
| Average Mortgage Loan Amount Applied For | $95,562 |
| Highest Mortgage Loan Amount Applied For | $840,000 |
| Average Applicant Income | $141,562 |
| Highest Applicant Income | $2,727,000 |
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| Home Improvement |
25 | $973,000 |
$38,000 | $300,000 |
$58,000 | $222,000 |
| Home Purchase |
68 | $4,789,000 |
$70,000 | $248,000 |
$112,000 | $2,727,000 |
| Refinancing |
103 | $6,699,000 |
$65,000 | $840,000 |
$55,000 | $232,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$29,000 | $29,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $229,000 |
$38,000 | $74,000 |
$21,000 | $24,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
189 | $12,207,000 |
$64,000 | $840,000 |
$77,000 | $2,727,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
196 | $12,461,000 |
$63,000 | $840,000 |
$75,000 | $2,727,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
19 | $1,213,000 |
$63,000 | $220,000 |
$49,000 | $133,000 |
| Application Withdrawn By Applicant |
2 | $953,000 |
$476,000 | $840,000 |
$143,000 | $226,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
175 | $10,295,000 |
$58,000 | $300,000 |
$77,000 | $2,727,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $97,000 |
$48,000 | $80,000 |
$58,000 | $97,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $691,000 |
$62,000 | $142,000 |
$47,000 | $116,000 |
| Debt-To-Income Ratio |
3 | $308,000 |
$102,000 | $220,000 |
$63,000 | $133,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $62,000 |
$31,000 | $37,000 |
$44,000 | $59,000 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$34,000 | $34,000 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK GREEN FORE by:
Metropolitan Area And
County
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