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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK MIDWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK MIDWEST |
| Address | 6205 MILLS CIVIC PARKWAY
WEST DES MOINES, IA 50266 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,151,000 |
| Average Mortgage Loan Amount Applied For | $191,500 |
| Highest Mortgage Loan Amount Applied For | $468,000 |
| Average Applicant Income | $44,416 |
| Highest Applicant Income | $446,000 |
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| Home Improvement |
9 | $397,000 |
$44,000 | $100,000 |
$42,000 | $80,000 |
| Home Purchase |
25 | $3,110,000 |
$124,000 | $430,000 |
$47,000 | $125,000 |
| Refinancing |
29 | $4,644,000 |
$160,000 | $468,000 |
$56,000 | $446,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $2,975,000 |
$175,000 | $468,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
46 | $5,176,000 |
$112,000 | $448,000 |
$70,000 | $446,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
63 | $8,151,000 |
$129,000 | $468,000 |
$51,000 | $446,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $541,000 |
$180,000 | $400,000 |
$73,000 | $86,000 |
| Application Denied By Financial Institution |
5 | $296,000 |
$59,000 | $150,000 |
$37,000 | $59,000 |
| Application Withdrawn By Applicant |
4 | $425,000 |
$106,000 | $223,000 |
$73,000 | $120,000 |
| File Closed For Incompleteness |
1 | $200,000 |
$200,000 | $200,000 |
$68,000 | $68,000 |
| Loan Originated |
49 | $6,241,000 |
$127,000 | $468,000 |
$50,000 | $446,000 |
| Loan Purchased By The Institution |
1 | $448,000 |
$448,000 | $448,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $146,000 |
$36,000 | $58,000 |
$32,000 | $55,000 |
| Debt-To-Income Ratio |
1 | $150,000 |
$150,000 | $150,000 |
$59,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK MIDWEST by:
Metropolitan Area And
County
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