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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF C S
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF C S |
| Address | 4238 EDISON AVENUE
COLORADO SPRINGS, CO 80915 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,864,000 |
| Average Mortgage Loan Amount Applied For | $186,666 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $232,666 |
| Highest Applicant Income | $1,104,000 |
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| Home Improvement (one-to-four family) |
8 | $1,656,000 |
$321,000 | $600,000 |
$94,500 | $299,000 |
| Home Purchase (one-to-four family) |
14 | $2,825,000 |
$201,000 | $380,000 |
$131,000 | $460,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
15 | $2,603,000 |
$195,333 | $600,000 |
$410,666 | $1,104,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $220,000 |
$220,000 | $220,000 |
$58,000 | $58,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $28,000 |
$28,000 | $28,000 |
$15,000 | $15,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $419,000 |
$209,000 | $297,000 |
$285,000 | $360,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
33 | $6,417,000 |
$284,000 | $600,000 |
$346,250 | $1,104,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $5,985,000 |
$284,750 | $600,000 |
$352,000 | $1,104,000 |
| FHA-insured (Federal Housing Administration) |
3 | $345,000 |
$115,000 | $186,000 |
$52,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $754,000 |
$188,000 | $273,000 |
$64,000 | $108,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $28,000 |
$28,000 | $28,000 |
$15,000 | $15,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $7,056,000 |
$285,250 | $600,000 |
$350,000 | $1,104,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $28,000 |
$28,000 | $28,000 |
$15,000 | $15,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF C S by:
Metropolitan Area And
County
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