|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST NATIONAL BANK OF DECATUR
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST NATIONAL BANK OF DECATUR |
| Address | 130 N WATER
DECATUR, IL 62523 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 450 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,852,000 |
| Average Mortgage Loan Amount Applied For | $150,705 |
| Highest Mortgage Loan Amount Applied For | $728,000 |
| Average Applicant Income | $81,647 |
| Highest Applicant Income | $1,135,000 |
|
|
|
| Home Improvement |
10 | $728,000 |
$72,000 | $142,000 |
$43,000 | $79,000 |
| Home Purchase |
314 | $25,586,000 |
$245,000 | $728,000 |
$57,200 | $1,135,000 |
| Refinancing |
171 | $16,850,000 |
$98,000 | $550,000 |
$77,000 | $812,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $992,000 |
$165,000 | $252,000 |
$182,000 | $300,000 |
| Black or African American |
29 | $1,710,000 |
$52,000 | $185,000 |
$27,500 | $112,000 |
| Hispanic |
2 | $124,000 |
$62,000 | $72,000 |
$21,000 | $22,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $51,000 |
$51,000 | $51,000 |
$76,000 | $76,000 |
| Not applicable |
2 | $778,000 |
$389,000 | $728,000 |
$51,500 | $67,000 |
| Not Provided |
10 | $634,000 |
$62,000 | $115,000 |
$34,000 | $82,000 |
| White |
445 | $38,875,000 |
$125,750 | $550,000 |
$54,000 | $1,135,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
494 | $43,104,000 |
$246,200 | $728,000 |
$55,800 | $1,135,000 |
| FHA-insured (Federal Housing Administration) |
1 | $60,000 |
$60,000 | $60,000 |
$29,000 | $29,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
14 | $1,078,000 |
$77,000 | $300,000 |
$74,000 | $275,000 |
| Application Denied By Financial Institution |
22 | $1,216,000 |
$55,000 | $132,000 |
$30,000 | $92,000 |
| Application Withdrawn By Applicant |
4 | $323,000 |
$80,000 | $115,000 |
$67,000 | $96,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
410 | $38,235,000 |
$295,500 | $728,000 |
$69,750 | $1,135,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
45 | $2,312,000 |
$51,000 | $110,000 |
$24,000 | $66,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
38 | $1,808,000 |
$48,500 | $132,000 |
$29,000 | $92,000 |
| Debt-To-Income Ratio |
22 | $1,352,000 |
$61,000 | $95,000 |
$23,000 | $45,000 |
| Employment History |
3 | $113,000 |
$42,000 | $55,000 |
$28,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $185,000 |
$70,000 | $95,000 |
$46,500 | $75,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $70,000 |
$70,000 | $70,000 |
$18,000 | $18,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST NATIONAL BANK OF DECATUR by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
