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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF FLORIDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF FLORIDA |
| Address | 2150 GOODLETTE ROAD
NAPLES, FL 34104 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 3,376 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $765,123,000 |
| Average Mortgage Loan Amount Applied For | $230,804 |
| Highest Mortgage Loan Amount Applied For | $15,000,000 |
| Average Applicant Income | $155,152 |
| Highest Applicant Income | $6,139,000 |
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| Home Improvement |
42 | $1,432,000 |
$34,000 | $500,000 |
$41,000 | $193,000 |
| Home Purchase |
2,448 | $609,139,000 |
$269,428 | $15,000,000 |
$269,857 | $6,139,000 |
| Refinancing |
886 | $154,552,000 |
$143,200 | $2,100,000 |
$141,800 | $1,836,000 |
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| American Indian or Alaskan Native |
6 | $732,000 |
$122,000 | $215,000 |
$37,000 | $69,000 |
| Asian |
44 | $10,381,000 |
$235,000 | $874,000 |
$142,000 | $456,000 |
| Black or African American |
75 | $10,919,000 |
$145,000 | $350,000 |
$51,000 | $422,000 |
| Hispanic |
258 | $44,929,000 |
$174,000 | $1,319,000 |
$64,000 | $324,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $1,140,000 |
$142,000 | $272,000 |
$43,000 | $102,000 |
| Not applicable |
70 | $52,762,000 |
$753,000 | $15,000,000 |
$25,000 | $381,000 |
| Not Provided |
257 | $55,972,000 |
$176,500 | $1,000,000 |
$129,500 | $1,165,000 |
| White |
2,658 | $588,288,000 |
$226,600 | $4,463,000 |
$238,000 | $6,139,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,363 | $763,855,000 |
$218,818 | $15,000,000 |
$226,545 | $6,139,000 |
| FHA-insured (Federal Housing Administration) |
13 | $1,268,000 |
$97,000 | $158,000 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
216 | $48,867,000 |
$226,000 | $1,400,000 |
$123,000 | $758,000 |
| Application Denied By Financial Institution |
110 | $17,561,000 |
$159,000 | $735,000 |
$124,000 | $3,549,000 |
| Application Withdrawn By Applicant |
181 | $42,920,000 |
$245,333 | $4,063,000 |
$217,000 | $1,900,000 |
| File Closed For Incompleteness |
29 | $5,367,000 |
$185,000 | $845,000 |
$58,000 | $210,000 |
| Loan Originated |
2,840 | $650,408,000 |
$221,909 | $15,000,000 |
$233,272 | $6,139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
20 | $3,060,000 |
$153,000 | $735,000 |
$475,000 | $3,549,000 |
| Credit Application Incomplete |
1 | $185,000 |
$185,000 | $185,000 |
$95,000 | $95,000 |
| Credit History |
39 | $4,749,000 |
$121,000 | $677,000 |
$60,000 | $180,000 |
| Debt-To-Income Ratio |
43 | $7,590,000 |
$176,000 | $694,000 |
$57,000 | $250,000 |
| Employment History |
4 | $1,022,000 |
$255,000 | $689,000 |
$92,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $955,000 |
$318,000 | $692,000 |
$176,000 | $264,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF FLORIDA by:
Metropolitan Area And
County
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