|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST NATIONAL BANK OF FREMONT
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST NATIONAL BANK OF FREMONT |
| Address | PO BOX 697
FREMONT, IN 46737 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 316 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,043,000 |
| Average Mortgage Loan Amount Applied For | $65,000 |
| Highest Mortgage Loan Amount Applied For | $324,000 |
| Average Applicant Income | $43,857 |
| Highest Applicant Income | $252,000 |
|
|
|
| Home Improvement (one-to-four family) |
21 | $455,000 |
$17,000 | $85,000 |
$40,000 | $196,000 |
| Home Purchase (one-to-four family) |
77 | $4,179,000 |
$48,500 | $324,000 |
$40,000 | $252,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
218 | $17,409,000 |
$88,666 | $320,000 |
$43,666 | $163,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $185,000 |
$46,000 | $72,000 |
$41,000 | $57,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
312 | $21,858,000 |
$81,666 | $324,000 |
$41,333 | $252,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
316 | $22,043,000 |
$81,333 | $324,000 |
$41,333 | $252,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
4 | $431,000 |
$97,000 | $243,000 |
$39,000 | $90,000 |
| Application Denied By Financial Institution |
30 | $1,683,000 |
$55,000 | $143,000 |
$46,500 | $90,000 |
| Application Withdrawn By Applicant |
2 | $119,000 |
$59,000 | $64,000 |
$62,000 | $79,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
280 | $19,810,000 |
$94,666 | $324,000 |
$42,333 | $252,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $1,253,000 |
$68,000 | $136,000 |
$44,500 | $81,000 |
| Debt-To-Income Ratio |
5 | $92,000 |
$17,500 | $49,000 |
$40,500 | $90,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $338,000 |
$84,000 | $143,000 |
$55,000 | $72,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST NATIONAL BANK OF FREMONT by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
