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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF HEAVENE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF HEAVENE |
| Address | 400 EAST FIRST STREET
HEAVENER, OK 74937 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 155 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,472,000 |
| Average Mortgage Loan Amount Applied For | $50,666 |
| Highest Mortgage Loan Amount Applied For | $248,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
18 | $736,000 |
$40,000 | $100,000 |
$63,000 | $360,000 |
| Home Purchase |
39 | $1,605,000 |
$41,000 | $248,000 |
$70,000 | $360,000 |
| Refinancing |
98 | $4,131,000 |
$42,000 | $219,000 |
$51,000 | $179,000 |
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| American Indian or Alaskan Native |
2 | $39,000 |
$19,000 | $21,000 |
$29,000 | $36,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $48,000 |
$48,000 | $48,000 |
$55,000 | $55,000 |
| Hispanic |
11 | $214,000 |
$19,000 | $68,000 |
$26,000 | $64,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $27,000 |
$13,000 | $18,000 |
$91,000 | $95,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
139 | $6,144,000 |
$44,000 | $248,000 |
$60,000 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
155 | $6,472,000 |
$41,000 | $248,000 |
$57,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $13,000 |
$13,000 | $13,000 |
$21,000 | $21,000 |
| Application Denied By Financial Institution |
12 | $453,000 |
$37,000 | $82,000 |
$32,000 | $61,000 |
| Application Withdrawn By Applicant |
2 | $186,000 |
$93,000 | $117,000 |
$115,000 | $162,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
140 | $5,820,000 |
$41,000 | $248,000 |
$59,000 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $423,000 |
$38,000 | $82,000 |
$32,000 | $61,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $30,000 |
$30,000 | $30,000 |
$40,000 | $40,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF HEAVENE by:
Metropolitan Area And
County
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