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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF MARENGO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF MARENGO |
| Address | 4520 WEST ALGONQUIN ROAD
LAKE IN THE HILLS, IL 60156 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 228 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,897,000 |
| Average Mortgage Loan Amount Applied For | $100,666 |
| Highest Mortgage Loan Amount Applied For | $1,782,000 |
| Average Applicant Income | $61,750 |
| Highest Applicant Income | $220,000 |
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| Home Improvement |
27 | $754,000 |
$27,000 | $126,000 |
$54,000 | $154,000 |
| Home Purchase |
74 | $12,023,000 |
$162,000 | $1,782,000 |
$58,000 | $220,000 |
| Refinancing |
134 | $15,516,000 |
$115,000 | $753,000 |
$71,000 | $187,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $6,000 |
$3,000 | $3,000 |
$50,000 | $50,000 |
| Hispanic |
19 | $1,354,000 |
$71,000 | $315,000 |
$57,000 | $103,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $1,767,000 |
$135,000 | $250,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
201 | $25,166,000 |
$125,000 | $1,782,000 |
$70,000 | $220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
235 | $28,293,000 |
$120,000 | $1,782,000 |
$65,000 | $220,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $661,000 |
$165,000 | $371,000 |
$88,000 | $187,000 |
| Application Denied By Financial Institution |
15 | $1,867,000 |
$124,000 | $370,000 |
$49,000 | $103,000 |
| Application Withdrawn By Applicant |
6 | $1,197,000 |
$199,000 | $280,000 |
$81,000 | $96,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
209 | $24,567,000 |
$117,000 | $1,782,000 |
$66,000 | $220,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $1,000 |
$1,000 | $1,000 |
$0 | $0 |
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| Collateral |
2 | $319,000 |
$159,000 | $204,000 |
$43,000 | $87,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $1,151,000 |
$104,000 | $370,000 |
$43,000 | $103,000 |
| Debt-To-Income Ratio |
3 | $398,000 |
$132,000 | $242,000 |
$58,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF MARENGO by:
Metropolitan Area And
County
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