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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF MT. VER
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF MT. VER |
| Address | 1619 E. INDEPENDENCE PO BOX 14740
SPRINGFIELD, MO 65814 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,441,000 |
| Average Mortgage Loan Amount Applied For | $64,857 |
| Highest Mortgage Loan Amount Applied For | $209,000 |
| Average Applicant Income | $68,428 |
| Highest Applicant Income | $629,000 |
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| Home Improvement |
13 | $256,000 |
$19,000 | $115,000 |
$35,000 | $77,000 |
| Home Purchase |
59 | $4,574,000 |
$100,500 | $208,000 |
$64,500 | $629,000 |
| Refinancing |
30 | $1,864,000 |
$62,000 | $209,000 |
$38,000 | $264,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $350,000 |
$175,000 | $175,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $293,000 |
$97,500 | $153,000 |
$51,500 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $223,000 |
$74,000 | $150,000 |
$54,000 | $85,000 |
| White |
94 | $5,828,000 |
$108,000 | $209,000 |
$54,500 | $629,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $6,541,000 |
$94,500 | $209,000 |
$53,000 | $629,000 |
| FHA-insured (Federal Housing Administration) |
1 | $153,000 |
$153,000 | $153,000 |
$82,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
22 | $1,879,000 |
$118,500 | $175,000 |
$60,000 | $629,000 |
| Application Withdrawn By Applicant |
9 | $639,000 |
$82,500 | $120,000 |
$41,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
71 | $4,176,000 |
$58,000 | $209,000 |
$50,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $94,000 |
$94,000 | $94,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
14 | $904,000 |
$106,000 | $155,000 |
$42,000 | $97,000 |
| Debt-To-Income Ratio |
4 | $425,000 |
$106,000 | $175,000 |
$31,000 | $45,000 |
| Employment History |
1 | $175,000 |
$175,000 | $175,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $281,000 |
$140,000 | $153,000 |
$355,000 | $629,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF MT. VER by:
Metropolitan Area And
County
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