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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF OKLAHOM
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF OKLAHOM |
| Address | 1324 E GRAND
PONCA CITY, OK 74601 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 132 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,341,000 |
| Average Mortgage Loan Amount Applied For | $153,357 |
| Highest Mortgage Loan Amount Applied For | $869,000 |
| Average Applicant Income | $119,857 |
| Highest Applicant Income | $807,000 |
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| Home Improvement |
21 | $437,000 |
$20,000 | $100,000 |
$71,000 | $740,000 |
| Home Purchase |
46 | $4,105,000 |
$89,000 | $869,000 |
$79,000 | $641,000 |
| Refinancing |
66 | $4,829,000 |
$73,000 | $601,000 |
$92,000 | $807,000 |
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| American Indian or Alaskan Native |
1 | $41,000 |
$41,000 | $41,000 |
$73,000 | $73,000 |
| Asian |
3 | $151,000 |
$50,000 | $96,000 |
$33,000 | $60,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $156,000 |
$22,000 | $50,000 |
$38,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,511,000 |
$188,000 | $585,000 |
$78,000 | $508,000 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$6,000 | $6,000 |
| White |
113 | $7,482,000 |
$66,000 | $869,000 |
$90,000 | $807,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
133 | $9,371,000 |
$70,000 | $869,000 |
$84,000 | $807,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $187,000 |
$23,000 | $65,000 |
$28,000 | $59,000 |
| Application Withdrawn By Applicant |
8 | $327,000 |
$40,000 | $75,000 |
$43,000 | $65,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
116 | $8,827,000 |
$76,000 | $869,000 |
$92,000 | $807,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $30,000 |
$30,000 | $30,000 |
$6,000 | $6,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $62,000 |
$15,000 | $25,000 |
$30,000 | $52,000 |
| Debt-To-Income Ratio |
5 | $155,000 |
$31,000 | $65,000 |
$21,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF OKLAHOM by:
Metropolitan Area And
County
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