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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF PASCO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF PASCO |
| Address | 13315 US 301
DADE CITY, FL 33525 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 356 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,577,000 |
| Average Mortgage Loan Amount Applied For | $109,312 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $87,625 |
| Highest Applicant Income | $543,000 |
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| Home Improvement |
8 | $594,000 |
$74,000 | $151,000 |
$23,000 | $55,000 |
| Home Purchase |
289 | $22,985,000 |
$79,000 | $600,000 |
$64,000 | $543,000 |
| Refinancing |
59 | $3,998,000 |
$67,000 | $190,000 |
$47,000 | $130,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $44,000 |
$44,000 | $44,000 |
$51,000 | $51,000 |
| Black or African American |
4 | $222,000 |
$55,000 | $74,000 |
$44,000 | $87,000 |
| Hispanic |
20 | $1,585,000 |
$79,000 | $214,000 |
$47,000 | $87,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $388,000 |
$388,000 | $388,000 |
$286,000 | $286,000 |
| Not applicable |
3 | $383,000 |
$127,000 | $151,000 |
$0 | $0 |
| Not Provided |
5 | $419,000 |
$83,000 | $148,000 |
$33,000 | $63,000 |
| White |
322 | $24,536,000 |
$76,000 | $600,000 |
$61,000 | $543,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
356 | $27,577,000 |
$77,000 | $600,000 |
$60,000 | $543,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $949,000 |
$86,000 | $184,000 |
$69,000 | $180,000 |
| Application Denied By Financial Institution |
53 | $3,686,000 |
$69,000 | $239,000 |
$43,000 | $120,000 |
| Application Withdrawn By Applicant |
38 | $3,206,000 |
$84,000 | $388,000 |
$61,000 | $286,000 |
| File Closed For Incompleteness |
6 | $501,000 |
$83,000 | $126,000 |
$62,000 | $115,000 |
| Loan Originated |
248 | $19,235,000 |
$77,000 | $600,000 |
$63,000 | $543,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $60,000 |
$60,000 | $60,000 |
$35,000 | $35,000 |
| Credit History |
39 | $2,800,000 |
$71,000 | $239,000 |
$44,000 | $120,000 |
| Debt-To-Income Ratio |
10 | $608,000 |
$60,000 | $116,000 |
$41,000 | $74,000 |
| Employment History |
1 | $108,000 |
$108,000 | $108,000 |
$35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $23,000 |
$23,000 | $23,000 |
$34,000 | $34,000 |
| Unverifiable Information |
1 | $87,000 |
$87,000 | $87,000 |
$85,000 | $85,000 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF PASCO by:
Metropolitan Area And
County
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