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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF PLAINVI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF PLAINVI |
| Address | 138 WEST BROADWAY
PLAINVIEW, MN 55964 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 106 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,903,000 |
| Average Mortgage Loan Amount Applied For | $143,857 |
| Highest Mortgage Loan Amount Applied For | $680,000 |
| Average Applicant Income | $102,857 |
| Highest Applicant Income | $205,000 |
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| Home Improvement |
20 | $931,000 |
$46,000 | $250,000 |
$67,000 | $140,000 |
| Home Purchase |
45 | $4,552,000 |
$101,000 | $525,000 |
$66,000 | $167,000 |
| Refinancing |
59 | $6,992,000 |
$118,000 | $680,000 |
$76,000 | $205,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $168,000 |
$33,000 | $109,000 |
$29,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $400,000 |
$133,000 | $236,000 |
$103,000 | $167,000 |
| White |
116 | $11,907,000 |
$102,000 | $680,000 |
$72,000 | $205,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
124 | $12,475,000 |
$100,000 | $680,000 |
$71,000 | $205,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $5,000 |
$5,000 | $5,000 |
$140,000 | $140,000 |
| Application Denied By Financial Institution |
7 | $320,000 |
$45,000 | $130,000 |
$39,000 | $99,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
116 | $12,150,000 |
$104,000 | $680,000 |
$73,000 | $205,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $31,000 |
$31,000 | $31,000 |
$99,000 | $99,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $83,000 |
$41,000 | $73,000 |
$15,000 | $17,000 |
| Debt-To-Income Ratio |
3 | $176,000 |
$58,000 | $130,000 |
$41,000 | $76,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $30,000 |
$30,000 | $30,000 |
$18,000 | $18,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF PLAINVI by:
Metropolitan Area And
County
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