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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF SO KS
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF SO KS |
| Address | 100 N. OHIO
MOUNT HOPE, KS 67108 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 105 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,035,000 |
| Average Mortgage Loan Amount Applied For | $69,666 |
| Highest Mortgage Loan Amount Applied For | $274,000 |
| Average Applicant Income | $86,222 |
| Highest Applicant Income | $296,000 |
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| Home Improvement |
11 | $481,000 |
$43,000 | $85,000 |
$49,000 | $109,000 |
| Home Purchase |
78 | $5,179,000 |
$66,000 | $274,000 |
$53,000 | $296,000 |
| Refinancing |
16 | $1,375,000 |
$85,000 | $155,000 |
$46,000 | $121,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
13 | $415,000 |
$31,000 | $83,000 |
$28,000 | $40,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $329,000 |
$109,000 | $126,000 |
$82,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $1,137,000 |
$51,000 | $155,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
67 | $5,154,000 |
$76,000 | $274,000 |
$72,000 | $296,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $7,035,000 |
$67,000 | $274,000 |
$51,000 | $296,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $380,000 |
$126,000 | $200,000 |
$84,000 | $163,000 |
| Application Denied By Financial Institution |
3 | $147,000 |
$49,000 | $60,000 |
$34,000 | $50,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
99 | $6,508,000 |
$65,000 | $274,000 |
$51,000 | $296,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $147,000 |
$49,000 | $60,000 |
$34,000 | $50,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF SO KS by:
Metropolitan Area And
County
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