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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK, SALLISAW
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK, SALLISAW |
| Address | PO BOX 308
ROLAND, OK 74945 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 175 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,824,000 |
| Average Mortgage Loan Amount Applied For | $29,200 |
| Highest Mortgage Loan Amount Applied For | $291,000 |
| Average Applicant Income | $45,200 |
| Highest Applicant Income | $900,000 |
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| Home Improvement |
53 | $752,000 |
$14,000 | $97,000 |
$40,000 | $120,000 |
| Home Purchase |
58 | $3,593,000 |
$61,000 | $291,000 |
$62,000 | $900,000 |
| Refinancing |
64 | $2,479,000 |
$38,000 | $127,000 |
$60,000 | $355,000 |
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| American Indian or Alaskan Native |
16 | $513,000 |
$32,000 | $95,000 |
$32,000 | $73,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $10,000 |
$5,000 | $9,000 |
$26,000 | $31,000 |
| Hispanic |
5 | $315,000 |
$63,000 | $189,000 |
$39,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
152 | $5,986,000 |
$39,000 | $291,000 |
$58,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
175 | $6,824,000 |
$38,000 | $291,000 |
$55,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
33 | $1,000,000 |
$30,000 | $75,000 |
$28,000 | $91,000 |
| Application Withdrawn By Applicant |
11 | $671,000 |
$61,000 | $189,000 |
$49,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
131 | $5,153,000 |
$39,000 | $291,000 |
$62,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $55,000 |
$18,000 | $40,000 |
$37,000 | $53,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $513,000 |
$24,000 | $65,000 |
$28,000 | $60,000 |
| Debt-To-Income Ratio |
6 | $215,000 |
$35,000 | $60,000 |
$14,000 | $30,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $67,000 |
$67,000 | $67,000 |
$91,000 | $91,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $150,000 |
$75,000 | $75,000 |
$27,000 | $32,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK, SALLISAW by:
Metropolitan Area And
County
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