|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST NATIONAL BANK & TRUST CO
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST NATIONAL BANK & TRUST CO |
| Address | 340 MAY MART DRIVE
ROCHELLE, IL 61068 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 390 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $37,046,000 |
| Average Mortgage Loan Amount Applied For | $164,458 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $95,875 |
| Highest Applicant Income | $1,121,000 |
|
|
|
| Home Improvement |
73 | $2,105,000 |
$28,000 | $410,000 |
$63,000 | $145,000 |
| Home Purchase |
198 | $22,647,000 |
$114,000 | $700,000 |
$90,000 | $1,121,000 |
| Refinancing |
119 | $12,294,000 |
$103,000 | $415,000 |
$67,000 | $364,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $265,000 |
$88,000 | $135,000 |
$30,000 | $46,000 |
| Hispanic |
27 | $2,838,000 |
$105,000 | $280,000 |
$48,000 | $123,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
360 | $33,943,000 |
$94,000 | $700,000 |
$80,000 | $1,121,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
357 | $33,799,000 |
$94,000 | $700,000 |
$81,000 | $1,121,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
33 | $3,247,000 |
$98,000 | $183,000 |
$40,000 | $81,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $985,000 |
$75,000 | $169,000 |
$54,000 | $125,000 |
| Application Withdrawn By Applicant |
9 | $909,000 |
$101,000 | $204,000 |
$63,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
368 | $35,152,000 |
$95,000 | $700,000 |
$79,000 | $1,121,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $60,000 |
$60,000 | $60,000 |
$33,000 | $33,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $632,000 |
$63,000 | $133,000 |
$61,000 | $125,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $293,000 |
$146,000 | $169,000 |
$27,000 | $30,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST NATIONAL BANK & TRUST CO by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
