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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK |
| Address | 206 EAST HARVEY
WELLINGTON, KS 67152 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 73 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,433,000 |
| Average Mortgage Loan Amount Applied For | $50,800 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $71,200 |
| Highest Applicant Income | $361,000 |
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| Home Improvement |
12 | $285,000 |
$23,000 | $47,000 |
$65,000 | $180,000 |
| Home Purchase |
21 | $1,195,000 |
$56,000 | $229,000 |
$69,000 | $167,000 |
| Refinancing |
40 | $1,953,000 |
$48,000 | $250,000 |
$75,000 | $361,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $127,000 |
$42,000 | $58,000 |
$27,000 | $36,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $299,000 |
$59,000 | $102,000 |
$0 | $0 |
| Not Provided |
1 | $31,000 |
$31,000 | $31,000 |
$32,000 | $32,000 |
| White |
64 | $2,976,000 |
$46,000 | $250,000 |
$80,000 | $361,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
73 | $3,433,000 |
$47,000 | $250,000 |
$72,000 | $361,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $222,000 |
$44,000 | $130,000 |
$30,000 | $43,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
68 | $3,211,000 |
$47,000 | $250,000 |
$75,000 | $361,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $30,000 |
$15,000 | $20,000 |
$22,000 | $31,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $130,000 |
$130,000 | $130,000 |
$43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $62,000 |
$31,000 | $31,000 |
$32,000 | $32,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK by:
Metropolitan Area And
County
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