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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATL BANK OF LAS ANIMAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATL BANK OF LAS ANIMAS |
| Address | 535 BENT AVE., P.O. BOX 270
LAS ANIMAS, CO 81054 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,596,000 |
| Average Mortgage Loan Amount Applied For | $123,562 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $75,187 |
| Highest Applicant Income | $420,000 |
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| Home Improvement |
15 | $458,000 |
$30,000 | $115,000 |
$49,000 | $134,000 |
| Home Purchase |
70 | $4,478,000 |
$63,000 | $370,000 |
$45,000 | $126,000 |
| Refinancing |
41 | $3,740,000 |
$91,000 | $650,000 |
$67,000 | $420,000 |
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| American Indian or Alaskan Native |
1 | $103,000 |
$103,000 | $103,000 |
$55,000 | $55,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
26 | $1,013,000 |
$38,000 | $125,000 |
$40,000 | $126,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $78,000 |
$26,000 | $41,000 |
$0 | $0 |
| Not Provided |
2 | $722,000 |
$361,000 | $650,000 |
$55,000 | $67,000 |
| White |
94 | $6,760,000 |
$71,000 | $422,000 |
$58,000 | $420,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $8,645,000 |
$69,000 | $650,000 |
$53,000 | $420,000 |
| FHA-insured (Federal Housing Administration) |
1 | $31,000 |
$31,000 | $31,000 |
$18,000 | $18,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $150,000 |
$150,000 | $150,000 |
$55,000 | $55,000 |
| Application Denied By Financial Institution |
21 | $1,183,000 |
$56,000 | $150,000 |
$35,000 | $83,000 |
| Application Withdrawn By Applicant |
3 | $84,000 |
$28,000 | $65,000 |
$30,000 | $48,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
101 | $7,259,000 |
$71,000 | $650,000 |
$57,000 | $420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $94,000 |
$94,000 | $94,000 |
$73,000 | $73,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $731,000 |
$48,000 | $140,000 |
$32,000 | $83,000 |
| Debt-To-Income Ratio |
4 | $208,000 |
$52,000 | $80,000 |
$35,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $150,000 |
$150,000 | $150,000 |
$37,000 | $37,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATL BANK OF LAS ANIMAS by:
Metropolitan Area And
County
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