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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NB OF SOUTH MIAMI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NB OF SOUTH MIAMI |
| Address | 5750 SUNSET DRIVE
SOUTH MIAMI, FL 33143 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,684,000 |
| Average Mortgage Loan Amount Applied For | $83,333 |
| Highest Mortgage Loan Amount Applied For | $978,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $830,000 |
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| Home Improvement |
12 | $1,131,000 |
$94,000 | $250,000 |
$93,000 | $218,000 |
| Home Purchase |
2 | $1,003,000 |
$501,000 | $978,000 |
$442,000 | $830,000 |
| Refinancing |
10 | $1,550,000 |
$155,000 | $500,000 |
$199,000 | $510,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $55,000 |
$55,000 | $55,000 |
$31,000 | $31,000 |
| Hispanic |
6 | $1,171,000 |
$195,000 | $500,000 |
$210,000 | $510,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
17 | $2,458,000 |
$144,000 | $978,000 |
$159,000 | $830,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $3,684,000 |
$153,000 | $978,000 |
$167,000 | $830,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $237,000 |
$118,000 | $187,000 |
$76,000 | $94,000 |
| Application Withdrawn By Applicant |
5 | $560,000 |
$112,000 | $200,000 |
$211,000 | $510,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
17 | $2,887,000 |
$169,000 | $978,000 |
$164,000 | $830,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $237,000 |
$118,000 | $187,000 |
$76,000 | $94,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NB OF SOUTH MIAMI by:
Metropolitan Area And
County
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