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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NEBR EDUCATORS CREDIT UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NEBR EDUCATORS CREDIT UN |
| Address | 10655 BEDFORD AVE
OMAHA, NE 68134 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 184 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,954,000 |
| Average Mortgage Loan Amount Applied For | $67,307 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $72,538 |
| Highest Applicant Income | $285,000 |
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| Home Improvement |
26 | $948,000 |
$36,000 | $300,000 |
$78,000 | $173,000 |
| Home Purchase |
28 | $3,256,000 |
$116,000 | $264,000 |
$62,000 | $184,000 |
| Refinancing |
134 | $7,390,000 |
$55,000 | $281,000 |
$69,000 | $285,000 |
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| American Indian or Alaskan Native |
2 | $134,000 |
$67,000 | $124,000 |
$77,000 | $80,000 |
| Asian |
1 | $5,000 |
$5,000 | $5,000 |
$36,000 | $36,000 |
| Black or African American |
18 | $846,000 |
$47,000 | $110,000 |
$58,000 | $162,000 |
| Hispanic |
6 | $513,000 |
$85,000 | $159,000 |
$97,000 | $127,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $942,000 |
$58,000 | $130,000 |
$41,000 | $87,000 |
| White |
145 | $9,154,000 |
$63,000 | $300,000 |
$73,000 | $285,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
188 | $11,594,000 |
$61,000 | $300,000 |
$69,000 | $285,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $913,000 |
$152,000 | $281,000 |
$65,000 | $100,000 |
| Application Denied By Financial Institution |
19 | $881,000 |
$46,000 | $104,000 |
$47,000 | $184,000 |
| Application Withdrawn By Applicant |
37 | $2,624,000 |
$70,000 | $218,000 |
$50,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
121 | $6,406,000 |
$52,000 | $300,000 |
$78,000 | $285,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
5 | $770,000 |
$154,000 | $264,000 |
$84,000 | $178,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $130,000 |
$65,000 | $98,000 |
$43,000 | $57,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $321,000 |
$45,000 | $85,000 |
$57,000 | $184,000 |
| Debt-To-Income Ratio |
9 | $377,000 |
$41,000 | $104,000 |
$33,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NEBR EDUCATORS CREDIT UN by:
Metropolitan Area And
County
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