|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST PEOPLES BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST PEOPLES BANK |
| Address | 715 COLORADO AVE
STUART, FL 34994 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,941,000 |
| Average Mortgage Loan Amount Applied For | $115,000 |
| Highest Mortgage Loan Amount Applied For | $850,000 |
| Average Applicant Income | $83,250 |
| Highest Applicant Income | $279,000 |
|
|
|
| Home Improvement |
40 | $1,119,000 |
$27,000 | $100,000 |
$77,000 | $214,000 |
| Home Purchase |
32 | $3,686,000 |
$115,000 | $720,000 |
$73,000 | $184,000 |
| Refinancing |
33 | $4,436,000 |
$134,000 | $850,000 |
$83,000 | $279,000 |
|
|
| American Indian or Alaskan Native |
2 | $63,000 |
$31,000 | $40,000 |
$43,000 | $60,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $165,000 |
$82,000 | $160,000 |
$84,000 | $116,000 |
| Hispanic |
7 | $260,000 |
$37,000 | $135,000 |
$45,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $108,000 |
$54,000 | $55,000 |
$35,000 | $41,000 |
| White |
92 | $8,645,000 |
$93,000 | $850,000 |
$81,000 | $279,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $9,241,000 |
$88,000 | $850,000 |
$77,000 | $279,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
6 | $1,152,000 |
$192,000 | $850,000 |
$66,000 | $279,000 |
| Application Denied By Financial Institution |
8 | $250,000 |
$31,000 | $155,000 |
$44,000 | $126,000 |
| Application Withdrawn By Applicant |
27 | $4,758,000 |
$176,000 | $720,000 |
$75,000 | $203,000 |
| File Closed For Incompleteness |
2 | $428,000 |
$214,000 | $268,000 |
$76,000 | $101,000 |
| Loan Originated |
61 | $2,630,000 |
$43,000 | $243,000 |
$85,000 | $214,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $23,000 |
$23,000 | $23,000 |
$59,000 | $59,000 |
|
|
| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$52,000 | $52,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $218,000 |
$31,000 | $155,000 |
$48,000 | $126,000 |
| Debt-To-Income Ratio |
1 | $5,000 |
$5,000 | $5,000 |
$23,000 | $23,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST PEOPLES BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
