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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST PERSONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST PERSONAL BANK |
| Address | 14701 RAVINIA AVENUE
ORLAND PARK, IL 60462 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,369,000 |
| Average Mortgage Loan Amount Applied For | $167,000 |
| Highest Mortgage Loan Amount Applied For | $570,000 |
| Average Applicant Income | $52,800 |
| Highest Applicant Income | $177,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
37 | $8,085,000 |
$218,000 | $570,000 |
$32,000 | $136,000 |
| Refinancing |
39 | $6,620,000 |
$169,000 | $420,000 |
$68,000 | $177,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $500,000 |
$500,000 | $500,000 |
$101,000 | $101,000 |
| Hispanic |
8 | $1,851,000 |
$231,000 | $570,000 |
$61,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $850,000 |
$170,000 | $250,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
62 | $11,504,000 |
$185,000 | $475,000 |
$53,000 | $177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $14,705,000 |
$193,000 | $570,000 |
$51,000 | $177,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,425,000 |
$203,000 | $500,000 |
$71,000 | $101,000 |
| Application Withdrawn By Applicant |
2 | $344,000 |
$172,000 | $260,000 |
$86,000 | $92,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
66 | $12,600,000 |
$190,000 | $570,000 |
$48,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $336,000 |
$336,000 | $336,000 |
$30,000 | $30,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $717,000 |
$239,000 | $500,000 |
$77,000 | $101,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $340,000 |
$170,000 | $175,000 |
$72,000 | $78,000 |
| Debt-To-Income Ratio |
2 | $368,000 |
$184,000 | $200,000 |
$61,000 | $80,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST PERSONAL BANK by:
Metropolitan Area And
County
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