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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST PREMIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST PREMIER BANK |
| Address | 900 W DELAWARE
SIOUX FALLS, SD 57104 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,137 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $75,462,000 |
| Average Mortgage Loan Amount Applied For | $63,761 |
| Highest Mortgage Loan Amount Applied For | $1,306,000 |
| Average Applicant Income | $77,523 |
| Highest Applicant Income | $3,000,000 |
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| Home Improvement |
204 | $7,230,000 |
$35,000 | $525,000 |
$66,000 | $265,000 |
| Home Purchase |
505 | $39,257,000 |
$77,000 | $895,000 |
$64,000 | $932,000 |
| Refinancing |
433 | $29,124,000 |
$67,000 | $1,306,000 |
$73,000 | $3,000,000 |
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| American Indian or Alaskan Native |
5 | $190,000 |
$38,000 | $53,000 |
$70,000 | $94,000 |
| Asian |
1 | $86,000 |
$86,000 | $86,000 |
$30,000 | $30,000 |
| Black or African American |
6 | $222,000 |
$37,000 | $80,000 |
$65,000 | $85,000 |
| Hispanic |
16 | $912,000 |
$57,000 | $158,000 |
$51,000 | $71,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $24,000 |
$24,000 | $24,000 |
$52,000 | $52,000 |
| Not applicable |
25 | $6,266,000 |
$250,000 | $1,306,000 |
$156,000 | $3,000,000 |
| Not Provided |
9 | $300,000 |
$33,000 | $65,000 |
$58,000 | $96,000 |
| White |
1,079 | $67,611,000 |
$62,000 | $895,000 |
$66,000 | $932,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,116 | $73,015,000 |
$65,000 | $1,306,000 |
$68,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
8 | $837,000 |
$104,000 | $180,000 |
$46,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
15 | $1,285,000 |
$85,000 | $144,000 |
$29,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
3 | $474,000 |
$158,000 | $200,000 |
$52,000 | $80,000 |
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| Application Approved But Not Accepted |
65 | $4,709,000 |
$72,000 | $895,000 |
$89,000 | $932,000 |
| Application Denied By Financial Institution |
65 | $4,010,000 |
$61,000 | $205,000 |
$50,000 | $140,000 |
| Application Withdrawn By Applicant |
17 | $623,000 |
$36,000 | $116,000 |
$54,000 | $96,000 |
| File Closed For Incompleteness |
1 | $104,000 |
$104,000 | $104,000 |
$49,000 | $49,000 |
| Loan Originated |
994 | $66,165,000 |
$66,000 | $1,306,000 |
$68,000 | $3,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $322,000 |
$161,000 | $162,000 |
$73,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST PREMIER BANK by:
Metropolitan Area And
County
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