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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST RESIDENTIAL MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST RESIDENTIAL MORTGAGE |
| Address | 9500 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62,462 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,592,554,000 |
| Average Mortgage Loan Amount Applied For | $147,679 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $83,950 |
| Highest Applicant Income | $1,950,000 |
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| Home Improvement |
953 | $173,052,000 |
$181,000 | $1,000,000 |
$83,000 | $1,690,000 |
| Home Purchase |
5,046 | $971,949,000 |
$192,000 | $1,520,000 |
$86,000 | $1,800,000 |
| Refinancing |
56,463 | $10,447,553,000 |
$185,000 | $4,000,000 |
$86,000 | $1,950,000 |
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| American Indian or Alaskan Native |
140 | $26,873,000 |
$191,000 | $770,000 |
$69,000 | $356,000 |
| Asian |
420 | $108,818,000 |
$259,000 | $945,000 |
$87,000 | $562,000 |
| Black or African American |
3,319 | $559,304,000 |
$168,000 | $1,200,000 |
$81,000 | $1,690,000 |
| Hispanic |
1,280 | $285,649,000 |
$223,000 | $1,122,000 |
$76,000 | $1,320,000 |
| Native Hawaiin or Other Pacific Islander |
89 | $23,149,000 |
$260,000 | $1,520,000 |
$96,000 | $1,440,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
19,343 | $3,731,945,000 |
$192,000 | $4,000,000 |
$91,000 | $1,950,000 |
| White |
37,871 | $6,856,816,000 |
$181,000 | $1,503,000 |
$85,000 | $1,950,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62,462 | $11,592,554,000 |
$185,000 | $4,000,000 |
$86,000 | $1,950,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
53,525 | $10,089,359,000 |
$188,000 | $4,000,000 |
$88,000 | $1,950,000 |
| Application Withdrawn By Applicant |
2,546 | $466,028,000 |
$183,000 | $900,000 |
$79,000 | $1,200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
6,391 | $1,037,167,000 |
$162,000 | $872,000 |
$74,000 | $953,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST RESIDENTIAL MORTGAGE by:
Metropolitan Area And
County
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