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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SAVINGS BANK OF RENTON
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SAVINGS BANK OF RENTON |
| Address | PO BOX 360
RENTON, WA 98057 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 417 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $123,290,000 |
| Average Mortgage Loan Amount Applied For | $277,461 |
| Highest Mortgage Loan Amount Applied For | $2,900,000 |
| Average Applicant Income | $72,692 |
| Highest Applicant Income | $1,120,000 |
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| Home Improvement |
44 | $9,422,000 |
$214,000 | $750,000 |
$87,000 | $549,000 |
| Home Purchase |
224 | $73,527,000 |
$328,000 | $2,492,000 |
$105,000 | $1,120,000 |
| Refinancing |
159 | $42,827,000 |
$269,000 | $2,900,000 |
$79,000 | $1,120,000 |
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| American Indian or Alaskan Native |
2 | $1,041,000 |
$520,000 | $521,000 |
$117,000 | $125,000 |
| Asian |
42 | $12,175,000 |
$289,000 | $1,238,000 |
$74,000 | $258,000 |
| Black or African American |
14 | $3,469,000 |
$247,000 | $507,000 |
$64,000 | $170,000 |
| Hispanic |
9 | $2,024,000 |
$224,000 | $364,000 |
$57,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $248,000 |
$248,000 | $248,000 |
$58,000 | $58,000 |
| Not applicable |
51 | $21,322,000 |
$418,000 | $2,900,000 |
$1,000 | $19,000 |
| Not Provided |
23 | $7,095,000 |
$308,000 | $600,000 |
$106,000 | $549,000 |
| White |
285 | $78,402,000 |
$275,000 | $1,400,000 |
$114,000 | $1,120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
427 | $125,776,000 |
$294,000 | $2,900,000 |
$93,000 | $1,120,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $2,387,000 |
$341,000 | $1,125,000 |
$44,000 | $102,000 |
| Application Denied By Financial Institution |
14 | $5,558,000 |
$397,000 | $1,238,000 |
$36,000 | $86,000 |
| Application Withdrawn By Applicant |
12 | $3,842,000 |
$320,000 | $940,000 |
$100,000 | $376,000 |
| File Closed For Incompleteness |
2 | $424,000 |
$212,000 | $300,000 |
$15,000 | $31,000 |
| Loan Originated |
307 | $88,750,000 |
$289,000 | $2,900,000 |
$106,000 | $1,120,000 |
| Loan Purchased By The Institution |
72 | $21,284,000 |
$295,000 | $968,000 |
$58,000 | $1,099,000 |
| Preapproval Approved but not Accepted |
12 | $3,291,000 |
$274,000 | $460,000 |
$88,000 | $206,000 |
| Preapproval Denied by Financial Institution |
1 | $240,000 |
$240,000 | $240,000 |
$73,000 | $73,000 |
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| Collateral |
3 | $700,000 |
$233,000 | $364,000 |
$58,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,238,000 |
$1,238,000 | $1,238,000 |
$0 | $0 |
| Debt-To-Income Ratio |
5 | $1,912,000 |
$382,000 | $545,000 |
$23,000 | $33,000 |
| Employment History |
1 | $250,000 |
$250,000 | $250,000 |
$48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $674,000 |
$674,000 | $674,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $520,000 |
$260,000 | $280,000 |
$65,000 | $73,000 |
| Unverifiable Information |
2 | $504,000 |
$252,000 | $354,000 |
$54,000 | $76,000 |
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Mortgage Loan App Totals for FIRST SAVINGS BANK OF RENTON by:
Metropolitan Area And
County
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