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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SAVINGS & LOAN ASSOCIATI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SAVINGS & LOAN ASSOCIATI |
| Address | 206 W CENTER ST
MEBANE, NC 27302 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 71 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,669,000 |
| Average Mortgage Loan Amount Applied For | $118,000 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $78,750 |
| Highest Applicant Income | $685,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
18 | $3,036,000 |
$168,000 | $600,000 |
$58,000 | $97,000 |
| Refinancing |
53 | $5,633,000 |
$106,000 | $430,000 |
$104,000 | $685,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $786,000 |
$71,000 | $220,000 |
$36,000 | $104,000 |
| Hispanic |
1 | $235,000 |
$235,000 | $235,000 |
$15,000 | $15,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $81,000 |
$81,000 | $81,000 |
$444,000 | $444,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
58 | $7,567,000 |
$130,000 | $600,000 |
$98,000 | $685,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
71 | $8,669,000 |
$122,000 | $600,000 |
$92,000 | $685,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $11,000 |
$11,000 | $11,000 |
$80,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
70 | $8,658,000 |
$123,000 | $600,000 |
$93,000 | $685,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SAVINGS & LOAN ASSOCIATI by:
Metropolitan Area And
County
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