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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY BANK |
| Address | 295 HWY 6 WEST
BATESVILLE, MS 38606 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 547 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,126,000 |
| Average Mortgage Loan Amount Applied For | $82,500 |
| Highest Mortgage Loan Amount Applied For | $2,154,000 |
| Average Applicant Income | $86,187 |
| Highest Applicant Income | $2,366,000 |
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| Home Improvement |
155 | $3,213,000 |
$20,000 | $181,000 |
$49,000 | $329,000 |
| Home Purchase |
172 | $11,695,000 |
$67,000 | $465,000 |
$76,000 | $2,366,000 |
| Refinancing |
220 | $13,218,000 |
$60,000 | $2,154,000 |
$51,000 | $357,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $31,000 |
$31,000 | $31,000 |
$63,000 | $63,000 |
| Black or African American |
166 | $4,348,000 |
$26,000 | $351,000 |
$39,000 | $226,000 |
| Hispanic |
3 | $91,000 |
$30,000 | $73,000 |
$35,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $5,130,000 |
$244,000 | $2,154,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
356 | $18,526,000 |
$52,000 | $476,000 |
$71,000 | $2,366,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
547 | $28,126,000 |
$51,000 | $2,154,000 |
$58,000 | $2,366,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
41 | $1,115,000 |
$27,000 | $110,000 |
$31,000 | $109,000 |
| Application Withdrawn By Applicant |
14 | $378,000 |
$27,000 | $50,000 |
$36,000 | $75,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
492 | $26,633,000 |
$54,000 | $2,154,000 |
$61,000 | $2,366,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY BANK by:
Metropolitan Area And
County
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