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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY BANK OF CONWAY
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY BANK OF CONWAY |
| Address | PO BOX 938
CONWAY, AR 72033 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 473 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,034,000 |
| Average Mortgage Loan Amount Applied For | $86,111 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $77,277 |
| Highest Applicant Income | $490,000 |
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| Home Improvement |
41 | $1,062,000 |
$25,000 | $83,000 |
$63,000 | $270,000 |
| Home Purchase |
325 | $39,051,000 |
$120,000 | $1,000,000 |
$76,000 | $490,000 |
| Refinancing |
107 | $9,921,000 |
$92,000 | $417,000 |
$63,000 | $358,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $390,000 |
$78,000 | $136,000 |
$68,000 | $72,000 |
| Black or African American |
7 | $1,061,000 |
$151,000 | $338,000 |
$67,000 | $116,000 |
| Hispanic |
5 | $444,000 |
$88,000 | $120,000 |
$34,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $270,000 |
$135,000 | $216,000 |
$140,000 | $140,000 |
| Not applicable |
25 | $2,338,000 |
$93,000 | $284,000 |
$0 | $0 |
| Not Provided |
4 | $997,000 |
$249,000 | $850,000 |
$25,000 | $66,000 |
| White |
425 | $44,534,000 |
$104,000 | $1,000,000 |
$77,000 | $490,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
467 | $49,313,000 |
$105,000 | $1,000,000 |
$72,000 | $490,000 |
| FHA-insured (Federal Housing Administration) |
4 | $311,000 |
$77,000 | $98,000 |
$39,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $410,000 |
$205,000 | $300,000 |
$66,000 | $98,000 |
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| Application Approved But Not Accepted |
15 | $1,345,000 |
$89,000 | $173,000 |
$60,000 | $117,000 |
| Application Denied By Financial Institution |
34 | $1,798,000 |
$52,000 | $216,000 |
$43,000 | $140,000 |
| Application Withdrawn By Applicant |
34 | $4,475,000 |
$131,000 | $850,000 |
$63,000 | $201,000 |
| File Closed For Incompleteness |
5 | $385,000 |
$77,000 | $126,000 |
$53,000 | $96,000 |
| Loan Originated |
385 | $42,031,000 |
$109,000 | $1,000,000 |
$76,000 | $490,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY BANK OF CONWAY by:
Metropolitan Area And
County
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