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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY BANK & TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY BANK & TRUST CO |
| Address | 1541 N E 23RD ST
OKLAHOMA CITY, OK 73111 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 182 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,203,000 |
| Average Mortgage Loan Amount Applied For | $112,600 |
| Highest Mortgage Loan Amount Applied For | $321,000 |
| Average Applicant Income | $57,800 |
| Highest Applicant Income | $2,133,000 |
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| Home Improvement |
17 | $430,000 |
$25,000 | $65,000 |
$46,000 | $120,000 |
| Home Purchase |
156 | $9,034,000 |
$57,000 | $232,000 |
$62,000 | $2,133,000 |
| Refinancing |
9 | $739,000 |
$82,000 | $321,000 |
$20,000 | $57,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
80 | $4,377,000 |
$54,000 | $230,000 |
$51,000 | $145,000 |
| Hispanic |
8 | $503,000 |
$62,000 | $98,000 |
$50,000 | $111,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
63 | $3,718,000 |
$59,000 | $321,000 |
$62,000 | $2,133,000 |
| Not Provided |
2 | $132,000 |
$66,000 | $78,000 |
$13,000 | $26,000 |
| White |
29 | $1,473,000 |
$50,000 | $212,000 |
$75,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
182 | $10,203,000 |
$56,000 | $321,000 |
$58,000 | $2,133,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $829,000 |
$55,000 | $117,000 |
$38,000 | $123,000 |
| Application Denied By Financial Institution |
8 | $363,000 |
$45,000 | $85,000 |
$27,000 | $70,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
159 | $9,011,000 |
$56,000 | $321,000 |
$62,000 | $2,133,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $289,000 |
$48,000 | $85,000 |
$24,000 | $46,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $54,000 |
$54,000 | $54,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY BANK & TRUST CO by:
Metropolitan Area And
County
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