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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY STATE BANK |
| Address | 3229 GREENHILL CIRCLE
CEDAR FALLS, IA 50613 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 47 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,050,000 |
| Average Mortgage Loan Amount Applied For | $80,000 |
| Highest Mortgage Loan Amount Applied For | $358,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $307,000 |
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| Home Improvement |
14 | $597,000 |
$42,000 | $350,000 |
$51,000 | $150,000 |
| Home Purchase |
25 | $3,389,000 |
$135,000 | $358,000 |
$81,000 | $307,000 |
| Refinancing |
10 | $1,084,000 |
$108,000 | $350,000 |
$93,000 | $246,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $755,000 |
$251,000 | $350,000 |
$201,000 | $246,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $10,000 |
$10,000 | $10,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
45 | $4,305,000 |
$95,000 | $358,000 |
$68,000 | $307,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
49 | $5,070,000 |
$103,000 | $358,000 |
$75,000 | $307,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $4,000 |
$4,000 | $4,000 |
$21,000 | $21,000 |
| Application Denied By Financial Institution |
5 | $442,000 |
$88,000 | $345,000 |
$38,000 | $61,000 |
| Application Withdrawn By Applicant |
1 | $131,000 |
$131,000 | $131,000 |
$47,000 | $47,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
42 | $4,493,000 |
$106,000 | $358,000 |
$81,000 | $307,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY STATE BANK by:
Metropolitan Area And
County
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