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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY TRUST AND SAVIN
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY TRUST AND SAVIN |
| Address | 7315 W GRAND AVE
ELMWOOD PARK, IL 60707 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $46,747,000 |
| Average Mortgage Loan Amount Applied For | $340,000 |
| Highest Mortgage Loan Amount Applied For | $3,600,000 |
| Average Applicant Income | $77,750 |
| Highest Applicant Income | $412,000 |
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| Home Improvement |
44 | $13,501,000 |
$306,000 | $2,100,000 |
$74,000 | $412,000 |
| Home Purchase |
44 | $20,217,000 |
$459,000 | $3,360,000 |
$113,000 | $412,000 |
| Refinancing |
39 | $13,029,000 |
$334,000 | $3,600,000 |
$122,000 | $412,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $145,000 |
$72,000 | $119,000 |
$39,000 | $54,000 |
| Hispanic |
12 | $2,253,000 |
$187,000 | $710,000 |
$89,000 | $170,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
30 | $25,783,000 |
$859,000 | $3,600,000 |
$141,000 | $412,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
83 | $18,566,000 |
$223,000 | $1,600,000 |
$92,000 | $340,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $46,305,000 |
$370,000 | $3,600,000 |
$102,000 | $412,000 |
| FHA-insured (Federal Housing Administration) |
1 | $392,000 |
$392,000 | $392,000 |
$170,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $50,000 |
$50,000 | $50,000 |
$87,000 | $87,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $37,000 |
$37,000 | $37,000 |
$121,000 | $121,000 |
| Application Withdrawn By Applicant |
2 | $390,000 |
$195,000 | $360,000 |
$100,000 | $170,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
124 | $46,320,000 |
$373,000 | $3,600,000 |
$102,000 | $412,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $37,000 |
$37,000 | $37,000 |
$121,000 | $121,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY TRUST AND SAVIN by:
Metropolitan Area And
County
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