|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST SECURITY TRUST BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST SECURITY TRUST BANK |
| Address | 7135 HOUSTON ROAD
FLORENCE, KY 41042 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 319 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,991,000 |
| Average Mortgage Loan Amount Applied For | $120,681 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $117,681 |
| Highest Applicant Income | $849,000 |
|
|
|
| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
100 | $12,480,000 |
$135,200 | $700,000 |
$73,000 | $461,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
219 | $30,511,000 |
$145,500 | $688,000 |
$99,500 | $849,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
4 | $475,000 |
$118,000 | $179,000 |
$93,000 | $108,000 |
| Black |
1 | $136,000 |
$136,000 | $136,000 |
$57,000 | $57,000 |
| Hispanic |
1 | $227,000 |
$227,000 | $227,000 |
$50,000 | $50,000 |
| Information not provided by applicant in mail or telephone application |
4 | $390,000 |
$97,000 | $193,000 |
$28,000 | $85,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $64,000 |
$64,000 | $64,000 |
$23,000 | $23,000 |
| White |
308 | $41,699,000 |
$153,833 | $700,000 |
$89,833 | $849,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
317 | $42,836,000 |
$153,833 | $700,000 |
$88,666 | $849,000 |
| FHA-insured (Federal Housing Administration) |
2 | $155,000 |
$77,000 | $91,000 |
$27,000 | $31,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $117,000 |
$117,000 | $117,000 |
$49,000 | $49,000 |
| Application Denied By Financial Institution |
10 | $1,224,000 |
$122,000 | $274,000 |
$73,000 | $180,000 |
| Application Withdrawn By Applicant |
16 | $1,820,000 |
$113,000 | $250,000 |
$72,000 | $180,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
292 | $39,830,000 |
$154,166 | $700,000 |
$90,500 | $849,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
4 | $454,000 |
$113,000 | $168,000 |
$75,000 | $162,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $215,000 |
$107,000 | $145,000 |
$88,000 | $125,000 |
| Debt-To-Income Ratio |
4 | $555,000 |
$138,000 | $274,000 |
$62,000 | $180,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST SECURITY TRUST BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
