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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY TRUST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY TRUST BANK |
| Address | 7135 HOUSTON ROAD
FLORENCE, KY 41042 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 205 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,599,000 |
| Average Mortgage Loan Amount Applied For | $132,500 |
| Highest Mortgage Loan Amount Applied For | $960,000 |
| Average Applicant Income | $76,750 |
| Highest Applicant Income | $535,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
154 | $19,248,000 |
$124,000 | $960,000 |
$67,000 | $528,000 |
| Refinancing |
51 | $8,351,000 |
$163,000 | $930,000 |
$111,000 | $535,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $106,000 |
$106,000 | $106,000 |
$151,000 | $151,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $289,000 |
$144,000 | $179,000 |
$92,000 | $158,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $2,651,000 |
$85,000 | $270,000 |
$0 | $0 |
| Not Provided |
1 | $128,000 |
$128,000 | $128,000 |
$57,000 | $57,000 |
| White |
170 | $24,425,000 |
$143,000 | $960,000 |
$92,000 | $535,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
201 | $27,323,000 |
$135,000 | $960,000 |
$79,000 | $535,000 |
| FHA-insured (Federal Housing Administration) |
4 | $276,000 |
$69,000 | $114,000 |
$31,000 | $39,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $731,000 |
$91,000 | $148,000 |
$95,000 | $341,000 |
| Application Denied By Financial Institution |
1 | $128,000 |
$128,000 | $128,000 |
$57,000 | $57,000 |
| Application Withdrawn By Applicant |
2 | $131,000 |
$65,000 | $110,000 |
$69,000 | $69,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
194 | $26,609,000 |
$137,000 | $960,000 |
$77,000 | $535,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY TRUST BANK by:
Metropolitan Area And
County
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