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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SOUTH BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SOUTH BANK |
| Address | 809 W. MARKET ST.
BOLIVAR, TN 38008 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 142 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,164,000 |
| Average Mortgage Loan Amount Applied For | $78,923 |
| Highest Mortgage Loan Amount Applied For | $395,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $1,023,000 |
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| Home Improvement |
19 | $547,000 |
$28,000 | $82,000 |
$97,000 | $999,000 |
| Home Purchase |
76 | $5,833,000 |
$76,000 | $288,000 |
$149,000 | $1,023,000 |
| Refinancing |
47 | $3,784,000 |
$80,000 | $395,000 |
$105,000 | $590,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
17 | $707,000 |
$41,000 | $205,000 |
$58,000 | $185,000 |
| Hispanic |
2 | $122,000 |
$61,000 | $88,000 |
$35,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $969,000 |
$88,000 | $120,000 |
$64,000 | $177,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
112 | $8,366,000 |
$74,000 | $395,000 |
$146,000 | $1,023,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
142 | $10,164,000 |
$71,000 | $395,000 |
$128,000 | $1,023,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $75,000 |
$37,000 | $70,000 |
$26,000 | $39,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
140 | $10,089,000 |
$72,000 | $395,000 |
$129,000 | $1,023,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $5,000 |
$5,000 | $5,000 |
$14,000 | $14,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SOUTH BANK by:
Metropolitan Area And
County
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