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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK AND TRUST |
| Address | PO BOX 219
TONGANOXIE, KS 66086 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 453 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $52,535,000 |
| Average Mortgage Loan Amount Applied For | $111,571 |
| Highest Mortgage Loan Amount Applied For | $2,425,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $903,000 |
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| Home Improvement |
51 | $1,702,000 |
$33,000 | $235,000 |
$72,000 | $344,000 |
| Home Purchase |
160 | $19,944,000 |
$124,000 | $526,000 |
$86,000 | $903,000 |
| Refinancing |
243 | $31,024,000 |
$127,000 | $2,425,000 |
$60,000 | $197,000 |
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| American Indian or Alaskan Native |
2 | $162,000 |
$81,000 | $150,000 |
$39,000 | $48,000 |
| Asian |
1 | $120,000 |
$120,000 | $120,000 |
$219,000 | $219,000 |
| Black or African American |
7 | $954,000 |
$136,000 | $328,000 |
$60,000 | $105,000 |
| Hispanic |
7 | $806,000 |
$115,000 | $260,000 |
$73,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
43 | $10,646,000 |
$247,000 | $2,425,000 |
$0 | $0 |
| Not Provided |
12 | $950,000 |
$79,000 | $171,000 |
$61,000 | $118,000 |
| White |
382 | $39,032,000 |
$102,000 | $526,000 |
$79,000 | $903,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
454 | $52,670,000 |
$116,000 | $2,425,000 |
$70,000 | $903,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
45 | $4,170,000 |
$92,000 | $245,000 |
$52,000 | $264,000 |
| Application Withdrawn By Applicant |
41 | $5,558,000 |
$135,000 | $328,000 |
$72,000 | $219,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
368 | $42,942,000 |
$116,000 | $2,425,000 |
$72,000 | $903,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK AND TRUST by:
Metropolitan Area And
County
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