$5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications

FIRST STATE BANK

Mortgage Loans and Application Details

Mortgage Lender Information for 2006
Mortgage Company Name	FIRST STATE BANK
Address	P.O. BOX 6400 DANVILLE, VA 24541
Agency	Federal Deposit Insurance Corporation (FDIC)
Year	2006
Data Years (click a year for detail)	2003 2004 2005 2006
Total Number of Mortgage Loan Applications Processed	11
Total Dollar Amount of Mortgage Loan Applications Processed	$668,000
Average Mortgage Loan Amount Applied For	$66,200
Highest Mortgage Loan Amount Applied For	$98,000
Average Applicant Income	$38,400
Highest Applicant Income	$94,000

Mortgage Application Totals by Loan Purpose for FIRST STATE BANK in 2006
Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Home Improvement	2	$37,000	$18,000	$25,000	$30,000	$39,000
Home Purchase	4	$204,000	$51,000	$83,000	$60,000	$85,000
Refinancing	5	$427,000	$85,000	$98,000	$43,000	$94,000

Mortgage Application Totals by Loan Applicant Race for FIRST STATE BANK in 2006
Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
American Indian or Alaskan Native	0	$0	$0	$0	$0	$0
Asian	0	$0	$0	$0	$0	$0
Black or African American	6	$269,000	$44,000	$71,000	$56,000	$94,000
Hispanic	0	$0	$0	$0	$0	$0
Native Hawaiin or Other Pacific Islander	0	$0	$0	$0	$0	$0
Not applicable	0	$0	$0	$0	$0	$0
Not Provided	0	$0	$0	$0	$0	$0
White	5	$399,000	$79,000	$98,000	$36,000	$48,000

Mortgage Application Totals by Loan Type for FIRST STATE BANK in 2006
Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	11	$668,000	$60,000	$98,000	$47,000	$94,000
FHA-insured (Federal Housing Administration)	0	$0	$0	$0	$0	$0
FSA/RHS (Farm Service Agency or Rural Housing Service)	0	$0	$0	$0	$0	$0
VA-guaranteed (Veterans Administration)	0	$0	$0	$0	$0	$0

Mortgage Application Totals by Loan Outcome for FIRST STATE BANK in 2006
Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Application Approved But Not Accepted	0	$0	$0	$0	$0	$0
Application Denied By Financial Institution	0	$0	$0	$0	$0	$0
Application Withdrawn By Applicant	0	$0	$0	$0	$0	$0
File Closed For Incompleteness	0	$0	$0	$0	$0	$0
Loan Originated	11	$668,000	$60,000	$98,000	$47,000	$94,000
Loan Purchased By The Institution	0	$0	$0	$0	$0	$0
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Mortgage Application Totals by Loan Denial Reason for FIRST STATE BANK in 2006
Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Collateral	0	$0	$0	$0	$0	$0
Credit Application Incomplete	0	$0	$0	$0	$0	$0
Credit History	0	$0	$0	$0	$0	$0
Debt-To-Income Ratio	0	$0	$0	$0	$0	$0
Employment History	0	$0	$0	$0	$0	$0
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0
Other	0	$0	$0	$0	$0	$0
Unverifiable Information	0	$0	$0	$0	$0	$0

Mortgage Loan App Totals for FIRST STATE BANK by:
Metropolitan Area And County

Loans

Apply Here

Search

Mortgage Companies by:

Company Name

Mortgage Loan Details by:

State, County, Metro Area

Directories

Mortgage Loans

By State