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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK |
| Address | P O BOX 427
FAIRFAX, OK 74637 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 28 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $644,000 |
| Average Mortgage Loan Amount Applied For | $22,600 |
| Highest Mortgage Loan Amount Applied For | $65,000 |
| Average Applicant Income | $38,200 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
4 | $42,000 |
$10,000 | $20,000 |
$39,000 | $73,000 |
| Home Purchase |
15 | $336,000 |
$22,000 | $62,000 |
$37,000 | $81,000 |
| Refinancing |
9 | $266,000 |
$29,000 | $65,000 |
$47,000 | $156,000 |
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| American Indian or Alaskan Native |
5 | $182,000 |
$36,000 | $62,000 |
$43,000 | $77,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
23 | $462,000 |
$20,000 | $65,000 |
$40,000 | $156,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $644,000 |
$23,000 | $65,000 |
$40,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $105,000 |
$35,000 | $52,000 |
$54,000 | $67,000 |
| Application Withdrawn By Applicant |
2 | $49,000 |
$24,000 | $35,000 |
$60,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
23 | $490,000 |
$21,000 | $65,000 |
$37,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $105,000 |
$35,000 | $52,000 |
$54,000 | $67,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK by:
Metropolitan Area And
County
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