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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK |
| Address | 655 CHESTNUT
HICKMAN, NE 68372 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,415,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $438,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $207,000 |
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| Home Improvement (one-to-four family) |
5 | $153,000 |
$29,000 | $60,000 |
$44,000 | $56,000 |
| Home Purchase (one-to-four family) |
22 | $1,897,000 |
$81,500 | $152,000 |
$62,000 | $207,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $81,000 |
$81,000 | $81,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
49 | $4,434,000 |
$86,500 | $438,000 |
$72,500 | $200,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
77 | $6,565,000 |
$79,500 | $438,000 |
$54,000 | $207,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $6,565,000 |
$79,500 | $438,000 |
$54,000 | $207,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $228,000 |
$114,000 | $150,000 |
$52,000 | $58,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
75 | $6,337,000 |
$79,000 | $438,000 |
$53,000 | $207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $228,000 |
$114,000 | $150,000 |
$52,000 | $58,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK by:
Metropolitan Area And
County
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