|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST STATE BANK OF BLOOMINGTO
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST STATE BANK OF BLOOMINGTO |
| Address | 204 N PROSPECT RD
BLOOMINGTON, IL 61704 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 77 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,422,000 |
| Average Mortgage Loan Amount Applied For | $100,000 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $108,400 |
| Highest Applicant Income | $828,000 |
|
|
|
| Home Improvement |
3 | $76,000 |
$25,000 | $32,000 |
$63,000 | $86,000 |
| Home Purchase |
22 | $2,049,000 |
$93,000 | $292,000 |
$55,000 | $211,000 |
| Refinancing |
52 | $5,297,000 |
$101,000 | $400,000 |
$90,000 | $828,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $56,000 |
$56,000 | $56,000 |
$35,000 | $35,000 |
| Hispanic |
5 | $386,000 |
$77,000 | $154,000 |
$35,000 | $56,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $531,000 |
$265,000 | $400,000 |
$0 | $0 |
| Not Provided |
4 | $462,000 |
$115,000 | $166,000 |
$73,000 | $150,000 |
| White |
65 | $5,987,000 |
$92,000 | $292,000 |
$86,000 | $828,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $7,422,000 |
$96,000 | $400,000 |
$79,000 | $828,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $186,000 |
$93,000 | $166,000 |
$87,000 | $150,000 |
| Application Withdrawn By Applicant |
5 | $434,000 |
$86,000 | $114,000 |
$38,000 | $86,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
70 | $6,802,000 |
$97,000 | $400,000 |
$82,000 | $828,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $20,000 |
$20,000 | $20,000 |
$24,000 | $24,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $166,000 |
$166,000 | $166,000 |
$150,000 | $150,000 |
|
Mortgage Loan App Totals for FIRST STATE BANK OF BLOOMINGTO by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
