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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK OF NORTH TEXA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK OF NORTH TEXA |
| Address | 18800 PRESTON RD
DALLAS, TX 75252 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,683,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $560,000 |
| Average Applicant Income | $72,750 |
| Highest Applicant Income | $360,000 |
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| Home Improvement (one-to-four family) |
12 | $165,000 |
$13,000 | $35,000 |
$33,000 | $86,000 |
| Home Purchase (one-to-four family) |
24 | $1,343,000 |
$55,000 | $560,000 |
$65,000 | $360,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
16 | $1,175,000 |
$73,000 | $390,000 |
$58,000 | $245,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $24,000 |
$24,000 | $24,000 |
$41,000 | $41,000 |
| Black |
5 | $96,000 |
$19,000 | $55,000 |
$26,000 | $51,000 |
| Hispanic |
3 | $96,000 |
$32,000 | $40,000 |
$35,000 | $67,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $280,000 |
$140,000 | $200,000 |
$101,000 | $137,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
41 | $2,187,000 |
$53,000 | $560,000 |
$64,000 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52 | $2,683,000 |
$51,000 | $560,000 |
$55,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
18 | $1,050,000 |
$58,000 | $560,000 |
$41,000 | $102,000 |
| Application Withdrawn By Applicant |
8 | $423,000 |
$52,000 | $200,000 |
$44,000 | $86,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
26 | $1,210,000 |
$46,000 | $390,000 |
$75,000 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
14 | $441,000 |
$31,000 | $204,000 |
$36,000 | $102,000 |
| Debt-To-Income Ratio |
1 | $560,000 |
$560,000 | $560,000 |
$86,000 | $86,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $25,000 |
$12,000 | $24,000 |
$33,000 | $41,000 |
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Mortgage Loan App Totals for FIRST STATE BANK OF NORTH TEXA by:
Metropolitan Area And
County
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