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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK OF NWA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK OF NWA |
| Address | PO BOX 1807
FAYETTEVILLE, AR 72702 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,019,000 |
| Average Mortgage Loan Amount Applied For | $165,833 |
| Highest Mortgage Loan Amount Applied For | $944,000 |
| Average Applicant Income | $157,666 |
| Highest Applicant Income | $1,178,000 |
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| Home Improvement |
10 | $405,000 |
$40,000 | $74,000 |
$51,000 | $83,000 |
| Home Purchase |
14 | $1,644,000 |
$117,000 | $360,000 |
$215,000 | $1,178,000 |
| Refinancing |
18 | $1,970,000 |
$109,000 | $944,000 |
$46,000 | $148,000 |
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| American Indian or Alaskan Native |
1 | $29,000 |
$29,000 | $29,000 |
$96,000 | $96,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $111,000 |
$111,000 | $111,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
40 | $3,879,000 |
$96,000 | $944,000 |
$107,000 | $1,178,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $4,019,000 |
$95,000 | $944,000 |
$104,000 | $1,178,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $246,000 |
$35,000 | $80,000 |
$44,000 | $96,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
35 | $3,773,000 |
$107,000 | $944,000 |
$116,000 | $1,178,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $90,000 |
$30,000 | $55,000 |
$47,000 | $58,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $7,000 |
$7,000 | $7,000 |
$9,000 | $9,000 |
| Debt-To-Income Ratio |
3 | $149,000 |
$49,000 | $80,000 |
$54,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK OF NWA by:
Metropolitan Area And
County
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