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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK OF PORTER
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK OF PORTER |
| Address | P O BOX 250
LOCUST GROVE, OK 74352 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,718,000 |
| Average Mortgage Loan Amount Applied For | $42,166 |
| Highest Mortgage Loan Amount Applied For | $232,000 |
| Average Applicant Income | $48,166 |
| Highest Applicant Income | $334,000 |
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| Home Improvement |
8 | $221,000 |
$27,000 | $125,000 |
$23,000 | $78,000 |
| Home Purchase |
21 | $1,270,000 |
$60,000 | $180,000 |
$68,000 | $334,000 |
| Refinancing |
22 | $1,197,000 |
$54,000 | $232,000 |
$45,000 | $148,000 |
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| American Indian or Alaskan Native |
6 | $368,000 |
$61,000 | $232,000 |
$45,000 | $78,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $79,000 |
$39,000 | $40,000 |
$23,000 | $28,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
43 | $2,241,000 |
$52,000 | $188,000 |
$53,000 | $334,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $2,688,000 |
$52,000 | $232,000 |
$51,000 | $334,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $88,000 |
$17,000 | $37,000 |
$34,000 | $62,000 |
| Application Withdrawn By Applicant |
2 | $56,000 |
$28,000 | $40,000 |
$24,000 | $31,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $2,544,000 |
$57,000 | $232,000 |
$54,000 | $334,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $43,000 |
$14,000 | $20,000 |
$32,000 | $56,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $37,000 |
$37,000 | $37,000 |
$62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $8,000 |
$8,000 | $8,000 |
$15,000 | $15,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK OF PORTER by:
Metropolitan Area And
County
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