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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK OF PORTER
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK OF PORTER |
| Address | 230 LINCOLN ST PORTER, IN 46304 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,618,000 |
| Average Mortgage Loan Amount Applied For | $142,000 |
| Highest Mortgage Loan Amount Applied For | $256,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $217,000 |
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| Home Improvement |
2 | $75,000 |
$37,000 | $60,000 |
$130,000 | $156,000 |
| Home Purchase |
13 | $1,657,000 |
$127,000 | $260,000 |
$66,000 | $192,000 |
| Refinancing |
26 | $3,449,000 |
$132,000 | $256,000 |
$62,000 | $217,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $289,000 |
$144,000 | $256,000 |
$88,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $185,000 |
$92,000 | $110,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
37 | $4,707,000 |
$127,000 | $260,000 |
$69,000 | $217,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
41 | $5,181,000 |
$126,000 | $260,000 |
$67,000 | $217,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $150,000 |
$150,000 | $150,000 |
$39,000 | $39,000 |
| Application Denied By Financial Institution |
7 | $1,265,000 |
$180,000 | $256,000 |
$35,000 | $84,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $3,766,000 |
$114,000 | $260,000 |
$74,000 | $217,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK OF PORTER by:
Metropolitan Area And
County
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