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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST TEAM BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST TEAM BANK |
| Address | 806 WEST MAIN STREET
HEBER SPRINGS, AR 72543 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 167 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,519,000 |
| Average Mortgage Loan Amount Applied For | $158,555 |
| Highest Mortgage Loan Amount Applied For | $3,465,000 |
| Average Applicant Income | $48,111 |
| Highest Applicant Income | $224,000 |
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| Home Improvement |
40 | $1,424,000 |
$35,000 | $130,000 |
$36,000 | $102,000 |
| Home Purchase |
83 | $10,015,000 |
$120,000 | $3,465,000 |
$47,000 | $224,000 |
| Refinancing |
44 | $3,080,000 |
$70,000 | $250,000 |
$47,000 | $214,000 |
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| American Indian or Alaskan Native |
1 | $46,000 |
$46,000 | $46,000 |
$27,000 | $27,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $31,000 |
$31,000 | $31,000 |
$26,000 | $26,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $4,244,000 |
$471,000 | $3,465,000 |
$56,000 | $224,000 |
| Not Provided |
2 | $182,000 |
$91,000 | $132,000 |
$44,000 | $45,000 |
| White |
154 | $10,016,000 |
$65,000 | $356,000 |
$43,000 | $178,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
167 | $14,519,000 |
$86,000 | $3,465,000 |
$44,000 | $224,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
18 | $1,069,000 |
$59,000 | $168,000 |
$37,000 | $89,000 |
| Application Withdrawn By Applicant |
11 | $571,000 |
$51,000 | $125,000 |
$34,000 | $62,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
138 | $12,879,000 |
$93,000 | $3,465,000 |
$49,000 | $224,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST TEAM BANK by:
Metropolitan Area And
County
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