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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST TECH CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST TECH CREDIT UNION |
| Address | PO BOX 2100
BEAVERTON, OR 97075 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 661 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $135,608,000 |
| Average Mortgage Loan Amount Applied For | $183,617 |
| Highest Mortgage Loan Amount Applied For | $1,080,000 |
| Average Applicant Income | $95,176 |
| Highest Applicant Income | $470,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
620 | $142,830,000 |
$230,000 | $1,080,000 |
$88,000 | $480,000 |
| Refinancing |
306 | $56,983,000 |
$186,000 | $520,000 |
$79,000 | $265,000 |
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| American Indian or Alaskan Native |
6 | $1,125,000 |
$187,000 | $273,000 |
$86,000 | $128,000 |
| Asian |
73 | $20,254,000 |
$277,000 | $700,000 |
$94,000 | $235,000 |
| Black or African American |
13 | $3,011,000 |
$231,000 | $399,000 |
$98,000 | $470,000 |
| Hispanic |
38 | $8,335,000 |
$219,000 | $520,000 |
$75,000 | $151,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $770,000 |
$256,000 | $300,000 |
$61,000 | $73,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
81 | $20,206,000 |
$249,000 | $680,000 |
$84,000 | $209,000 |
| White |
712 | $146,112,000 |
$205,000 | $1,080,000 |
$85,000 | $480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
926 | $199,813,000 |
$215,000 | $1,080,000 |
$85,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
73 | $17,751,000 |
$243,000 | $1,080,000 |
$92,000 | $290,000 |
| Application Denied By Financial Institution |
4 | $642,000 |
$160,000 | $210,000 |
$43,000 | $69,000 |
| Application Withdrawn By Applicant |
59 | $11,917,000 |
$201,000 | $428,000 |
$82,000 | $265,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
526 | $105,488,000 |
$200,000 | $796,000 |
$87,000 | $470,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
262 | $63,526,000 |
$242,000 | $700,000 |
$82,000 | $480,000 |
| Preapproval Denied by Financial Institution |
2 | $489,000 |
$244,000 | $284,000 |
$60,000 | $80,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $284,000 |
$284,000 | $284,000 |
$80,000 | $80,000 |
| Debt-To-Income Ratio |
1 | $205,000 |
$205,000 | $205,000 |
$40,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $347,000 |
$173,000 | $185,000 |
$53,000 | $69,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST TECH CREDIT UNION by:
Metropolitan Area And
County
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