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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST TEXAS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST TEXAS BANK |
| Address | 704 GRAY STREET
KILLEEN, TX 76541 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,254,000 |
| Average Mortgage Loan Amount Applied For | $40,500 |
| Highest Mortgage Loan Amount Applied For | $1,050,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $312,000 |
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| Home Improvement |
56 | $640,000 |
$11,000 | $125,000 |
$58,000 | $238,000 |
| Home Purchase |
47 | $4,642,000 |
$98,000 | $1,050,000 |
$69,000 | $312,000 |
| Refinancing |
2 | $60,000 |
$30,000 | $35,000 |
$77,000 | $87,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $986,000 |
$328,000 | $960,000 |
$68,000 | $133,000 |
| Black or African American |
14 | $391,000 |
$27,000 | $136,000 |
$63,000 | $202,000 |
| Hispanic |
12 | $386,000 |
$32,000 | $115,000 |
$40,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,029,000 |
$93,000 | $171,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
65 | $2,550,000 |
$39,000 | $1,050,000 |
$78,000 | $312,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $5,342,000 |
$50,000 | $1,050,000 |
$63,000 | $312,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $381,000 |
$42,000 | $136,000 |
$51,000 | $238,000 |
| Application Denied By Financial Institution |
21 | $1,671,000 |
$79,000 | $1,050,000 |
$55,000 | $202,000 |
| Application Withdrawn By Applicant |
4 | $1,023,000 |
$255,000 | $960,000 |
$65,000 | $133,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
71 | $2,267,000 |
$31,000 | $198,000 |
$67,000 | $312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST TEXAS BANK by:
Metropolitan Area And
County
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