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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST TRUST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST TRUST BANK |
| Address | 1420 E THIRD STREET
CHARLOTTE, NC 28204 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,158,000 |
| Average Mortgage Loan Amount Applied For | $113,000 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $340,000 |
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| Home Improvement |
3 | $615,000 |
$205,000 | $400,000 |
$141,000 | $340,000 |
| Home Purchase |
13 | $1,328,000 |
$102,000 | $305,000 |
$120,000 | $234,000 |
| Refinancing |
3 | $215,000 |
$71,000 | $105,000 |
$202,000 | $237,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $970,000 |
$161,000 | $305,000 |
$0 | $0 |
| Not Provided |
1 | $400,000 |
$400,000 | $400,000 |
$340,000 | $340,000 |
| White |
12 | $788,000 |
$65,000 | $135,000 |
$188,000 | $237,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $2,158,000 |
$113,000 | $400,000 |
$136,000 | $340,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $2,158,000 |
$113,000 | $400,000 |
$136,000 | $340,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST TRUST BANK by:
Metropolitan Area And
County
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