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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST TRUST BANK OF ILLINOIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST TRUST BANK OF ILLINOIS |
| Address | 275 E COURT STREET
KANKAKEE, IL 60901 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 94 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,488,000 |
| Average Mortgage Loan Amount Applied For | $127,333 |
| Highest Mortgage Loan Amount Applied For | $550,000 |
| Average Applicant Income | $65,500 |
| Highest Applicant Income | $423,000 |
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| Home Improvement |
5 | $638,000 |
$127,000 | $550,000 |
$95,000 | $360,000 |
| Home Purchase |
44 | $5,202,000 |
$118,000 | $417,000 |
$99,000 | $423,000 |
| Refinancing |
45 | $5,648,000 |
$125,000 | $402,000 |
$80,000 | $315,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $351,000 |
$117,000 | $284,000 |
$103,000 | $114,000 |
| Hispanic |
2 | $393,000 |
$196,000 | $365,000 |
$117,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,279,000 |
$159,000 | $550,000 |
$17,000 | $121,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
81 | $9,465,000 |
$116,000 | $417,000 |
$96,000 | $423,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
94 | $11,488,000 |
$122,000 | $550,000 |
$90,000 | $423,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $121,000 |
$121,000 | $121,000 |
$53,000 | $53,000 |
| Application Denied By Financial Institution |
4 | $488,000 |
$122,000 | $284,000 |
$59,000 | $114,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
89 | $10,879,000 |
$122,000 | $550,000 |
$92,000 | $423,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST TRUST BANK OF ILLINOIS by:
Metropolitan Area And
County
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