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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST UNITED BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST UNITED BANK |
| Address | 8095 E BELLEVIEW AVENUE ENGLEWOOD, CO 80111 |
| Agency | Federal Reserve System (FRS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,272,000 |
| Average Mortgage Loan Amount Applied For | $124,000 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $160,500 |
| Highest Applicant Income | $567,000 |
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| Home Improvement (one-to-four family) |
9 | $184,000 |
$20,000 | $71,000 |
$64,000 | $145,000 |
| Home Purchase (one-to-four family) |
2 | $1,038,000 |
$519,000 | $900,000 |
$427,000 | $567,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1 | $50,000 |
$50,000 | $50,000 |
$80,000 | $80,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
3 | $18,000 |
$6,000 | $8,000 |
$38,000 | $52,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
3 | $82,000 |
$27,000 | $60,000 |
$61,000 | $86,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
6 | $1,172,000 |
$195,000 | $900,000 |
$193,000 | $567,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $1,272,000 |
$106,000 | $900,000 |
$138,000 | $567,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $956,000 |
$239,000 | $900,000 |
$188,000 | $567,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $316,000 |
$39,000 | $138,000 |
$105,000 | $287,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST UNITED BANK by:
Metropolitan Area And
County
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